Today I’m excited to have financial planning expert Carl Richards on the show. Carl has been in the financial planning industry for over 20 years, has a column in the New York Times, the Morningstar Advisor, and he’s even been featured on Forbes.com and Oprah.com.

I thought it would be nice to pick his brain a little bit and pick-up some of that knowledge that he’s gathered over the years. In the interview, Carl shares much of his 20 years of experience, and takes us through the  financial planning process that he does with his private clients.

Links and Resources

• Top Tools and Resources for Financial Independence (for Canadians): Sign up anywhere on www.BuildWealthCanada.ca for a free guide on all the top tools and sites that I’ve personally used to help us achieve financial independence in our early 30s. They’re also what we use now to optimize and manage our finances, and ensure that we’re paying the lowest fees while getting solid returns on our investments.
• Kornel's investing course with free sample lessons at www.BuildWealthCanada.ca/invest

• Carl has a new book called “The One-Page Financial Plan: A Simple Way to Be Smart About Your Money” and you can pick it up from Amazon Here.

Welcome to part 2 of the interview with Matt Inglot (owner of Freelance Transformation and Tilted Pixel).

If you missed part 1, it is the episode prior to this one. 

In this session, Matt covers some critical tips on how to succeed if you want to earn money-on-the-side with Freelancing. Specifically, we discuss:

• How to differentiate your freelancing business from the competition
• How to compete with cheap labour overseas offering similar work for less (think China, India, etc.)
• The 1 HUGE mistake that can cut your income in half
• How much to charge for your services
• How to use the power of “being local” to your advantage
• How to add value through responsiveness
• The advantages and disadvantages of freelancing versus “passive income” businesses
• How to find buyers for your service
• The power of networking and referrals
• The common freelancing mistakes to avoid

Links and Resources

• FreelanceTransformation.com – Matt’s company teaching the best practices in freelancing.

• Tilted Pixel (www.tiltedpixel.com) – Matt’s professional web development company.

• Top Tools and Resources for Financial Independence (for Canadians): Sign up anywhere on www.BuildWealthCanada.ca for a free guide on all the top tools and sites that I’ve personally used to help us achieve financial independence in our early 30s. They’re also what we use now to optimize and manage our finances, and ensure that we’re paying the lowest fees while getting solid returns on our investments. 
• Kornel's investing course with free sample lessons at www.BuildWealthCanada.ca/invest